May 31, 2016

 

California is a step closer to signing a bill into law to protect families from foreclosure after the death of the primary mortgage note holder. The Bill is known as the “Survivor Bill of Rights”.  Other states may soon follow in passing similar laws.

 

When a spou...

May 25, 2016

 

 

A reverse mortgage or home equity conversion mortgage (HECM) was signed into law in 1988 as part of the Housing and Community Development Act of 1987.

 

The HECM is available only to homeowners who are 62 years or older, have equity in their home and the home is the pr...

May 18, 2016

 Timeshares came into being during the early 1960s in England where people would share a holiday (vacation) home. The sharing typically would be between four families who would rotate their seasons each year so each family could enjoy the prime times.

 

In the 1970s, tim...

May 10, 2016

 On March 15th, the Consumer Financial Protection Bureau (CFPB) requested that a federal district court enter a final judgment and order to shut down StudentLoan Processing.US which is a fictitious business name of Irvine Web Works, Inc and its individual owner, James...

May 5, 2016

 

Are the Home Affordable Modification Program (HAMP) and Home Affordable Refinance Program (HARP) really be ending at the end of this year?

 

The Federal Housing Finance Agency (FHFA) Director Mel Watt gave a speech last year on both HAMP and HARP programs. He revealed t...

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Gantenbein Law Firm