July 30, 2018

The housing affordability in the U.S. is measured by the amount of the average monthly mortgage payment. During the first quarter (January, February and March) of 2018, there was an increase of 5% in the monthly mortgage payments. Analysts are predicting the average wi...

July 27, 2018

During the first half of 2018 there was a 15% decline in foreclosure filings nationwide. Foreclosure filings are properties that had a default notice, a scheduled auction, or bank repossession. There were a total of 362,275 foreclosure filings, a far cry from the 1.6 m...

July 17, 2018

The first tax levied in the United States was from the Stamp Act in 1765. The Act was passed by the Parliament of Great Britain. Basically any piece of paper was tax such as documents, ship’s papers, licenses, newspapers, publications and even playing cards were taxed....

July 9, 2018

In 1973, Sallie Mae, a favored student loan entity was set up by the government that serviced federal education loans.  Sallie Mae originated federally guaranteed loans under the Federal Family Education Loan Program (FFELP). Sallie Mae later became private, offering p...

July 2, 2018

The Great Recession of 2008 was the largest financial disaster in over 100 years in our nation. One of the biggest culprits causing the crisis was the existence of subprime mortgages.

Sub-prime mortgages were home loans given to borrowers who had bad credit and put very...

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Gantenbein Law Firm