Congratulations to Gantenbein Law Firm Denver, Colorado attorney Keith Gantenbein Jr. who was again, recognized as Super Lawyers, Rising Stars for 2018. For Keith, this is his fourth consecutive year as a Super Lawyer, Rising Star. Mr. Gantenbein is nationally recognized for his work in Real Estate Law, which also includes Foreclosures Defense and HOA Law. Mr. Gantenbein worked extensively last few years with the Colorado Supreme Court to pass updated Rules of Civil Procedure

Overall, in this new year, it is predicted the housing market will continue to bounce back as it has been for the past year. In November 2017, existing home sales escalated to a rate that hasn’t been seen in the past 10 years and reaching an 11-year high. The existing home sales totaled 5.81 million that amounted to an increase of 5.6% from the month before. The inventory of homes decreased 7.2% to 1.67 million that is 9.7% lower than it was in November 2016. It’s also predic

Many properties in Colorado are used as a second home or a vacation home. These owners often rent these properties for part or all of each year to help cover expenses and provide additional income. When owners or investors buy a property that is under the jurisdiction of a Homeowner’s Association (HOA), they were given a set of Covenants, Conditions & Restrictions (CC&Rs) that outline all the rules and ‘laws’ of the community. The buyers agreed to follow the rules and restric

When you own a small business and are thinking of selling a portion of your business to investors, you’ll want to know everything there is before making any kind of a commitment. Established companies and almost all start-up companies think about raising business capital at some time and will turn to the possibility of taking on investors. There are many reasons to sell a percentage of your business, but generally, businesses sell in order to raise capital to help bridge the

When you buy a home in a covenanted community, you will receive a copy of the Covenants, Conditions and Restrictions (CC&Rs) along with your closing documents. The CC&Rs will spell out all the regulations (rules/conditions) and the amount of Homeowner’s Association (HOA) fees, which are typically paid monthly. Each year the HOA’s Board of Directors meet to discuss and set the budget that will include how much every household (property or unit) will be charged for their monthl

Nationwide, home foreclosures have dropped to their lowest level since November 2005. During April 2017, there were 77,049 filings reported in the U.S. This number includes default notices, scheduled auctions and bank repossessions. The figures reflect the lowest number of foreclosures since the housing crisis began. While the drop is significant, at the same time there was a rise in repeat foreclosures. A repeat foreclosure is noted as any property address with the same owne

The housing bubble triggered foreclosures to hundreds of thousands of distressed homeowners all over our nation. If you experienced a foreclosure or opted for a short sale, that doesn’t mean you will never be able to own a home again. Your credit will take a hit after a foreclosure or short sale. The Federal Housing Administration (FHA) loans are the most forgiving of foreclosures. You’ll have to wait at least three years after your foreclosure to qualify. The three years sta

On March 15th, the Consumer Financial Protection Bureau (CFPB) requested that a federal district court enter a final judgment and order to shut down StudentLoan Processing.US which is a fictitious business name of Irvine Web Works, Inc and its individual owner, James Krause. The order bans the company and owner from any future involvement in debt relief and student loan services and to pay refunds to thousands of harmed consumers. The CFPB alleged the student debt relief sche

Millions of Americans have had horrible and challenging years due to the Great Financial Crisis and subsequent meltdown. Many are just now beginning to recover from earlier job losses, health issues, mounting debt and even loss of their homes through foreclosure, deed-in-lieu or short sale. Just as they’re climbing out of the hole they receive a dreaded IRS Form 1099-C or related statement detailing the discharge of indebtedness as miscellaneous income. What does this mean? I

Are you thinking of starting your own business? Congratulations. Owning your own business may require working harder and longer hours but the rewards can be worth it. When starting a business, it is imperative the business is set up correctly and the business structure is made to best fit your type of business and you. The formation of your business entity should be dependent on your tax and liability, ownership rights, capital needs and other business transactions. Each sta