Credit Dispute & Claims in Colorado
Debt Collection Agencies Harassing You?
Are collection agencies harassing you? While our nation struggles to find a way to handle debt, individuals are struggling with debt too. Sadly, debt collection abuse has become a daily occurrence. Whether you’re in debt with your mortgage company, credit cards, are in a credit dispute, want to raise your credit score, have had identity theft or there’s wrong information on your credit report or credit score, we can assist you. We are a debt collection defense law firm and we’re dedicated helping people fight against unjust debt collection, unfair collection practices and credit repair.
Unfortunately numerous debt collection agencies utilize unethical means to intimidate or coerce consumers into paying debts. We hear constantly “collectors won’t stop calling me”. Many collectors are abusive and create hostile situations. Their harassment against consumers often step over the line while trying to collect.
Fair debt collection is a very serious matter. It cuts right into the heart of your well-being, affects your life and those around you. We understand the repercussions debt collection harassment has had on our client’s lives. We’ve listened to the horror stories and work closely with each client to protect and aggressively pursue their rights.
Can You Sue the Debt Collection Company?
You have rights. The Fair Debt Collection Practices Act (FDCP) is a Federal Law that regulates how debt collectors collect debt. Many consumers don’t know that if debt collectors abuse them, they are entitled to up to $1,000 in damages. Usually debt collectors who break the law think it’s just the cost of doing business. Collectors know it will take an attorney contacting and demanding payment before they stop.
If you’ve been served with a summons over an old credit card or other debt,
we know how to help. We will evaluate the best options for your particular
situation. There may be grounds to get the lawsuit dismissed, or you may
have claims for violations of the FDCPA or FCRA that can be used to offset
the debt. We help consumers resolve credit card lawsuits.
Gantenbein Law Firm can help repair your credit. If you have bad credit
due to a foreclosure, erroneous reporting from Equifax, Experian, TransUnion,
or other reporting agency, we can dispute your credit and repair your score.
You can qualify for that home loan after foreclosure!
If your credit is messed up and you need credit repair, we have legitimate ways
to improve your credit and your credit score. Our credit attorneys can file against
these companies for reporting false, outdated information or removing it after a
proper dispute. You have rights under the Fair Credit Reporting Act (FCRA)
and we can ensure your rights are preserved and protected.
If you are the recipient of debt harassment, have a credit dispute or want to repair your credit, call us to find out how we can help. We are an aggressive consumer law office protecting the rights of individuals.
FOR A CONSULTATION
COVID-19 RESOURCES FOR STUDENT LOANS
FEDERAL STUDENT LOAN ASSISTANCE
1. CARES Act
What is it?
Forbearance of U.S. Department of Education student loans.
What does it do?
Automatically suspends principal and interest payments on federally-held student loans through September 30, 2020. Suspended payments count towards any student loan forgiveness program.
The Department of Education has stopped the collection of defaulted federally-owned student loans including garnishment of wages, the offset of tax refunds, and Social Security benefits.
Anyone who has student loans that are held by the federal government.
PRIVATE STUDENT LOAN ASSISTANCE
There is no current federal guidance on private loans during COVID-19.
Contact your servicer to find out what options are available to you. Some private lenders offer their own reduced payment options. Many servicers offer ways to postpone your payments, such as forbearance.
Gantenbein Law Firm's Colorado Credit attorneys are conveniently located in Denver, and serve all of Colorado. Contact our Denver credit dispute and credit repair attorneys at 303-618-2122.