The Office of the Comptroller of the Currency (OCC) just smashed Wells Fargo, JPMorgan Chase, HSBC and four other banks with huge restrictions due to their failure to comply with the Independent Foreclosure Review (IFR) requirements. The three other banks included in this major slap-down are; Santander Bank NA, EverBank and U.S. Bank National Association. The OCC has placed heavy restrictions, basically allowing the banks to originate new loans but not allowed to acquire ser