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    Colorado Adds “Foreclosure Online Sales”
    Keith Gantenbein
    • Feb 13, 2017

    Colorado Adds “Foreclosure Online Sales”

    Colorado has joined the new age in providing online foreclosure auctions. Last year, Realauction.com was approached by the Denver Public Trustee’s office and asked to provide Denver with its own auction site. That site is up and running and bringing huge cost savings to Denver and making it easier for more people to be able to bid on the foreclosed properties. Realauction.com runs many foreclosure auctions throughout Florida. One by one, counties in Florida put their foreclos
    Home Loan Modifications Ending
    Keith Gantenbein
    • Dec 29, 2016

    Home Loan Modifications Ending

    The Home Affordable Modification Program (HAMP) was introduced in 2009 and established to help homeowners recover from the great housing bubble burst. The HAMP was part of the Making Home Affordable program (MHA) along with the Hardest Hit Fund program (HHF) that was under the Troubled Asset Relief Program (TARP). These programs were part of the Emergency Economic Stabilization Act of 2008 and put into place to help struggling homeowners avoid foreclosure. HAMP and the entire
    How To Spot A Fake Tax Call From An 'IRS Agent'
    Keith Gantenbein
    • Sep 28, 2016

    How To Spot A Fake Tax Call From An 'IRS Agent'

    Hundreds of Americans are getting frightening calls from “IRS Agents” making threats including sending the sheriff over to arrest them if they don’t pay back taxes immediately. The first 8 months of this year there has been a 400% surge in these phony calls and text messages. These calls are alarming due to the fact the so-called “IRS Agent” have personal information including their correct social security number, where the person lives, where they used to live, their maiden
    Denver's Hot Summer Real Estate Market- Will It Cool In The Fall?
    Keith Gantenbein
    • Sep 15, 2016

    Denver's Hot Summer Real Estate Market- Will It Cool In The Fall?

    Colorado’s housing market continues to be ‘hot’. The top ten hottest cities in our nation are: Miami, Phoenix, Chicago, Fort Lauderdale, Houston, Denver, San Antonio, Charlotte, San Diego and Flint. Denver is number 6. In the Denver-area, the average price of a single-family home rose 3%, averaging around $445,000 per home. Condominium prices rose 4.5% to an average of approximately $298,000. Houses and condos are on the market (listed) an average of 24 days before they are s
    The Tiny Home Real Estate Movement
    Keith Gantenbein
    • Aug 15, 2016

    The Tiny Home Real Estate Movement

    About two years ago “tiny houses” began an upward trend in new sales of homes in what has become the Tiny House Movement. Even the most traditional builders are jumping on the bandwagon and building their own selection of tiny homes. America’s love affair with tiny homes is contrary to a nation whose homes average 2,200 to 2,600 square feet. What is the obsession with these tiny homes and what are they? A tiny home typically ranges from 100 to 400 square feet. By definition a
    Co-Owning Real Estate With A Partner Or A Friend
    Keith Gantenbein
    • Jul 26, 2016

    Co-Owning Real Estate With A Partner Or A Friend

    If you’re thinking of buying (co-owning) a home with a partner, if you’re an unmarried couple or just friends, it’s extremely important to protect yourself if there were a death, a parting or foreclosure. The decision you make in co-owning any property can have disastrous repercussions and consequences. Approximately 25% of primary homebuyers in the US are single. Generally speaking, non-married buyers have very little or no estate-planning protection at either the state or f
    Getting a Mortgage After a Short Sale or Foreclosure
    Keith Gantenbein
    • Jul 14, 2016

    Getting a Mortgage After a Short Sale or Foreclosure

    The housing bubble triggered foreclosures to hundreds of thousands of distressed homeowners all over our nation. If you experienced a foreclosure or opted for a short sale, that doesn’t mean you will never be able to own a home again. Your credit will take a hit after a foreclosure or short sale. The Federal Housing Administration (FHA) loans are the most forgiving of foreclosures. You’ll have to wait at least three years after your foreclosure to qualify. The three years sta
    How Brexit Might Affect The U.S. Real Estate Market
    Keith Gantenbein
    • Jul 6, 2016

    How Brexit Might Affect The U.S. Real Estate Market

    By now, most of us have heard something about Brexit (British Exit). In a sentence, Britain voted to leave the European Union (EU) in a historic referendum June 23. The effects of Brexit are being heard around the world. Britain has the world’s fifth-largest economy and is one of the United State’s biggest trading partners. After the vote, Britain’s pound dropped to a 30-year low prompting Americans to change vacation plans to visit Britain and take advantage of the low price
    International Businesses- At Risk? French Tax Authorities Go After Major Businesses
    Keith Gantenbein
    • Jun 23, 2016

    International Businesses- At Risk? French Tax Authorities Go After Major Businesses

    Our own IRS isn’t the only entity to fear when it comes to taxes. Europe has their eye on international businesses as well as wanting their ‘fare share’ of the profits. The French have widened their investigations and are cracking down on these international businesses concluding a nearly 3-year investigation and auditing of Priceline’s Booking.com The French tax authorities operate in a big way - with exactly $397.37 million in unpaid taxes slapped against Booking.com. The m
    Tax Tips For Starting Your Own Business
    Keith Gantenbein
    • Jun 6, 2016

    Tax Tips For Starting Your Own Business

    If you’re starting a new business, the tax obligations aren’t something you should try to handle alone. Meeting with a qualified tax and business attorney can save you thousands of dollars and ensure your business is starting out on the right foot. When it comes to taxes, there’s no room for error. An audit, additional taxes, penalties and fees can become a nightmare if you make one error, or grab the attention of the IRS. The first day your business is up and running, your b
    Mortgage Foreclosure and Survivors' Rights
    Keith Gantenbein
    • May 31, 2016

    Mortgage Foreclosure and Survivors' Rights

    California is a step closer to signing a bill into law to protect families from foreclosure after the death of the primary mortgage note holder. The Bill is known as the “Survivor Bill of Rights”. Other states may soon follow in passing similar laws. When a spouse dies, often the surviving spouse can’t afford the mortgage payment. The survivor usually calls the lender to let them know the spouse has died. When the survivor tries for a loan modification due to loss of income,
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