#bestrealestatelawyersdenver

Life After Foreclosure- The Boomerang Buyers

Apr 14, 2016

Life After Foreclosure- The Boomerang Buyers

The past seven years have been horrendous for millions of homeowners who lost their homes. Somewhere between 7 and 8 million homes were lost. The majority of homes lost to foreclosure were around 6 million. These were mostly due from distressed homeowners who suffered hardships ranging from losing their jobs to serious health issues. Around 2 million homes were sold as a short-sale (sold for less than what was owed) and given back to the lender by a deed-in-lieu (DIL) that a

Succeeding in Business- What You Must Know

Keith Gantenbein

Mar 29, 2016

Succeeding in Business- What You Must Know

Are you thinking of starting your own business? Congratulations. Owning your own business may require working harder and longer hours but the rewards can be worth it. When starting a business, it is imperative the business is set up correctly and the business structure is made to best fit your type of business and you. The formation of your business entity should be dependent on your tax and liability, ownership rights, capital needs and other business transactions. Each sta

HUD Charges Three Loan Mod Firms With Scamming, Foreclosure Fraud

Keith Gantenbein

Jan 19, 2016

HUD Charges Three Loan Mod Firms With Scamming, Foreclosure Fraud

Our law office continues to receive numerous calls from homeowners who were scammed by so-called ‘loan modification’ companies. Most of the ‘loan modification scammers have companies based in California, Florida, New York and New Jersey. By the time the homeowner figures out the scam, they’ve lost between $700 and $5,000 on average and/or received a notice they are in foreclosure. Some homeowners have had no idea they’ve been scammed until someone comes to their door with doc

HOA Loses Battle Over Childrens' Play Set Color

Keith Gantenbein

Sep 16, 2015

HOA Loses Battle Over Childrens' Play Set Color

We receive calls almost daily from homeowners who are having a dispute with their Homeowners’ Association and need help fighting these special groups. In Colorado alone, we have over one million residents who live under the rules and laws of an HOA. The common thread we hear is the HOA elected a new board, someone on the board doesn’t like the homeowner, the HOA became power-hungry or a particular neighbor keeps complaining. Many HOAs believe they have absolute authority and

Keith Gantenbein

Aug 13, 2015

Short Sales: Pros, Cons and Fraud

Lenders may offer distressed homeowners the option of a short sale. A short sale is selling a home for less than what is owed on the loan. There are many reasons a seller will choose a short sale as an option; a transfer of employment, divorce, death of a spouse, retirees who want to move or the property is underwater. There are also reasons not to take a short sale. A short sale can have a negative impact on your credit history and score and not allow you to purchase any rea

Keith Gantenbein

Jul 27, 2015

HOAs from Hell

More than forty years ago, developers began ‘common-interest housing’ as a way to cut costs and taxes and built more units on less land. Instead of providing each house with it’s own conveniences, they began the movement of “shared amenities”. Because these communities were private developments, local laws and authority didn’t oversee or have to maintain them. The responsibilities to govern these communities fell to volunteer committees. Thus the Homeowner’s Associations (HOA

Buyer's Remorse - Can You Get Out Of a Real Estate Contract?

Keith Gantenbein

Jul 15, 2015

Buyer's Remorse - Can You Get Out Of a Real Estate Contract?

Buyer’s remorse: a sense of regret after making a purchase, usually associated with a large-ticket item such as a home or a car. Most of us have experienced Buyer’s Remorse at some point in our lives. We buy something expensive, then ask ourselves whether we were pushed into buying? Would we have found a better deal somewhere else? Some of us just feel guilty spending so much. Whatever the case of regret, and you decide you don’t want the item, “Can you back out of this cont

Keith Gantenbein

Jul 13, 2015

Denver Real Estate Attorney Keith Gantenbein Teaches CLE for National Business Institute.

Denver Real Estate Attorney Keith Gantenbein is teaching a Continuing Legal Education Class (CLE) today on the new RESPA, TILA guidelines for Loss Mit and Loan Servicing. The event is sponsored by the National Business Institute (NBI). The CLE is titled "Top RESPA, TILA and HMDA Oversights: What the CFPB and State Regulators are Looking For." ; The class will focus on foreclosure defense and loss mitigation regulations and what happens to lenders when they fail to meet those

New Rules for Reverse Mortgages in Lenders' Hands

Keith Gantenbein

Jun 16, 2015

New Rules for Reverse Mortgages in Lenders' Hands

The Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) issued new rules they claim will protect spouses in reverse mortgages. Before these new rules, if you weren’t listed as a borrower on a reverse mortgage and the spouse died, you would be subject to imminent foreclosure. In a landmark District of Columbia federal court ruling, the non-borrowing spouse was recognized and, the need to protect that spouse [Bennett et al. v Donovan].

Keith Gantenbein

Mar 15, 2015

Keith Gantenbein named to 2015 SuperLawyers Rising Star List

Gantenbein Law Firm, Denver, is pleased to announce owner Keith Gantenbein Jr. has been named to the Super Lawyers 2015 list as a Super Lawyers Rising Star. Super Lawyers is a highly respected, independent rating service for attorneys from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. Super Lawyers “Rising Stars” recognizes top lawyers who are 40 years old or younger. The annual Super Lawyers list is compiled by